Insure With Yuki respects your privacy and is committed to protecting your personal information.

Information We Collect

We may collect personal information you voluntarily provide, including your name, phone number, email address, property address, mailing address, business information, insurance-related details, policy documents, declarations pages, appointment details, and messages submitted through our website, email, phone, text, document upload tools, or scheduling links.

How We Use Your Information

We use your information to respond to your insurance inquiries, provide quote follow-ups, schedule appointments, conduct coverage reviews, request or review documents, provide policy service updates, communicate with you regarding your request, and support insurance-related services.

Who We Share Information With

We do not sell your personal information. We may share information only as reasonably necessary to provide insurance-related services, respond to your request, comply with legal or regulatory requirements, or support customer service operations.


This may include sharing information with insurance carriers, underwriting teams, brokerage or market access partners, service providers, scheduling platforms, document upload providers, communication providers, compliance support, or other parties necessary to process your inquiry, quote request, coverage review, or policy service request.

SMS Communications

By submitting your information through our website, scheduling a coverage review, uploading documents, requesting information, or otherwise providing consent, you agree to receive one-to-one SMS messages from Insure With Yuki / Yukiko Kobayashi regarding your insurance inquiry.


SMS messages may include conversations, quote follow-ups, coverage review discussions, appointment scheduling, appointment reminders, document requests, policy service updates, and account notifications.


Message frequency varies. Message and data rates may apply. You may reply STOP to opt out at any time or HELP for assistance.

SMS Privacy

SMS consent is not shared with third parties or affiliates.


Mobile opt-in data, SMS consent, and phone numbers collected for SMS communication purposes are not shared, sold, rented, or disclosed to third parties or affiliates for marketing or promotional purposes.


SMS consent is used only to communicate with customers regarding insurance inquiries, coverage reviews, appointment scheduling, quote follow-ups, document requests, account notifications, and policy service requests.

Opt-Out

You may opt out of SMS communications at any time by replying STOP. For assistance, reply HELP or contact us directly.


Opting out of marketing or SMS communications does not prevent necessary service communications related to an active policy, quote request, appointment, claim, document request, or other business relationship.

No Guarantee of Coverage

Submitting information through this website, email, phone, text, scheduling link, or document upload tool does not create, bind, change, or guarantee insurance coverage. Coverage options, quotes, pricing, eligibility, and availability are subject to underwriting, carrier guidelines, state requirements, and the information provided.

Terms & Conditions

View our SMS Terms & Conditions at https://insurewithyuki.com/terms-and-conditions.html.

Contact Information

Insure With Yuki

Yukiko “Yuki” Kobayashi

Phone: 858-727-5011

Email: YKobayashi@farmersagency.com

Website: https://insurewithyuki.com

CA Lic. #4456617


Last updated: May 2026

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Logo with black text and a circular emblem on a white background.

★★★★★

5.0 Rating

Logo with black text and a circular emblem on a white background.

★★★★★

5.0 Rating

Logo with black text and a circular emblem on a white background.

★★★★★

5.0 Rating

Logo with black text and a circular emblem on a white background.

★★★★★

5.0 Rating